A person just needs to speak between 1-3 minutes, in any language, about anything at all. With this recording we will be able to accurately assess not only this person’s default probability, but characteristics such as emotional stability & level of burnout, which are highly predictive of a person’s repayment capability and willingness.
Our technology helps us optimize our lending models for maximum accuracy and fairness, ensuring we do right by the people we serve. SIMPLE AND EASY!
Choose a risk assessment type using your voice:
Upload a Pre-Recorded Audio File or Real-Time Voice.
*Steps for uploading pre-recorded voice:
Please make sure: a) there is no background noise. b) your microphone/headphone works well. c) do not stay silent – speak throughout the duration of 1-3 minutes.
* The data collected in order to use our risk assessment technology; in either formats of data collection to our use of collected data from third party data services, the transmission of such data is encrypted using TLS encryption and all data cached is deleted and is not stored by PayZel for any longer than necessary for financial assessment purposes. We do not share this data outside of this service.